We specialize in financing your dreams!

 Welcome to the official site of Home Loans USA. We are a full service mortgage company based in Southern California. We specialize in Home Purchase and Refinance Loans in all of California. 

At Home Loans USA, our reputation has been built on helping homebuyers and homeowners realize their dreams by providing personalized financing solutions.  Each solution begins with a dedication to finding the ideal plan that’s right for you.  

 There’s a solution with your name on it. 

One of our goals is to listen to your goals. An experienced, friendly loan officer will listen to you, assess your financial profile and recommend a customized financing plan.  Whether you’re a first-time homebuyer, moving up to a bigger home, buying investment property, or refinancing, Home Loans USA has a full range of loans to fit your individual needs:

Conventional |FHA | VA | Jumbo | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out |HARP

What makes Home Loans USA unique is that we offer the following niche programs as well: Non QM, Bank Statement, DSCR, No Doc, Hard Money, Private Money.

We also offer flexible terms, affordable payment options and competitive rates.  Through our expert guidance, you’ll be able to choose what’s best for your budget and lifestyle. 

Committed to your satisfaction. 

Home Loans USA also features a convenient and streamlined loan process.  There is minimal documentation required. We make prompt loan decisions. And our exceptional service is second to none. Every important detail will be handled so that you experience a smooth transaction, from application to closing.

Please navigate our website to learn more about the resources and information that Home Loans USA offers.  We look forward to helping you finance your dreams and goals. 

 Home Loans USA

Where you’re a priority!